There are several nationwide banks, credit unions and local banks that will approve you for a bad credit checking account while having a negative chexsystems report. Current
information on how to receive your free chexsystems report can be viewed and accessed at our Bad Credit Checking
home page. However, many nationwide banks, local banks and credit unions in North Carolina offer promotions and are willing to help people who have a negative chexsystems report by setting them up
with a new checking account. Please note that some of these banks may limit your checking account to having only a debit or checkcard and may limit checkwriting privilages. Below is a listing of
banks and credit unions in North Carolina, that we were told and reported by our viewers that are currently accepting new checking account applications for people who are on the chexsystems.
Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems.
Listing of banks, credit unions and financial institutions that accepts people with a negative chexsystems report:
Bank Of America
Netspend (prepaid card that can be used for direct deposit)
Greendot (prepaid card that can be used for direct deposit)
Keybank (has a program called checkless checking and can on be used for direct deposit only. Money can only be withdrawn with the ATM card they issue you)
In order for us to keep this list accurately updated, please email us at help@badcreditcheckingaccounts.info with either new banks and credit unions that we do not yet list that accepts people with a
bad chexsystems report, or if you were denied by any financial institution from our list, please let us know so we can remove them.